大学英语三级B级（阅读理解）模拟试卷18
大学英语（B级）-常规阅读理解
If you own a car, you are probably considering buying some kind of car insurance(保险). However, when you are actually purchasing car insurance, it can be difficult for you to decide which is your best choice. The ideal buying process is to first research and decide, then purchase.
Research first
Before buying car insurance, you should find out the purpose of your purchase and how the insurance meets your needs.
Decide on suitable Car Insurance Policies(保单)
A neglected part of car insurance is the part which covers medical bills. Medical payments can add up very quickly in an accident situation, and the insurance should cover the bills incurred(招致)both by you and by the passengers in your car. Make sure you know the full value that your insurance covers.
Purchase the best Car Insurance for your needs
You have a number of choices when it comes to the actual purchase of the car insurance. Each has advantages and disadvantages, and these may be influenced by your individual taste and previous buying experience. Insurance companies may offer you good advice, but prices on the Internet are often better.
1.According to the first paragraph, when buying car insurance, one should first______.(B)
A. decide on the number of policies to purchase
B. do careful research on the different choices
C. choose the best insurance company
D. look for the lowest insurance rate
解析：事实细节题。由题干中的the first paragraph，when buying car insurance以及first定位到文章第一段最后一句。该句指出，理想的购买过程是先调查，然后作出决定，最后再购买。由此可见，购买汽车保险时首先要做的事情是进行调查。B)“对不同的选择进行仔细调查”是对原文的具体说明，由此确定B)为本题的答案。
2.The purpose of research is to find out whether the car insurance______.(B)
A. includes all the advantages
B. best meets your needs
C. offers the best rate
D. is easy to purchase
解析：推理判断题。由题干中的purpose of research和find out定位到文章第二段。该段指出，在购买汽车保险之前，你应该弄清楚自己的购买目的和保险如何来满足你的需要。换句话说，应该弄清楚保险能否最大限度地满足你的需要。B)是对原文的同义转述，故为本题的答案。
3.When buying car insurance, people often neglect______.(C)
A. the damage to the car
B. the bills paid by the passengers
C. the part covering the medical bills
D. the background of the insurance company
解析：事实细节题。由题干中的neglect定位到文章第三段第一句。该句指出，汽车保险容易忽略的一个部分就是the part which covers medical bills，即医疗费用部分。C)基本上是对原文的直接引用，只是把定语从句转变成了现在分词作定语的形式。由此确定C)为本题的答案。
4.According to the last paragraph, your choice of car insurance may also be influenced by______.(D)
A. your driving habits
B. the kind of car to be insured
C. the attitude of your family members
D. your own taste and buying experience
解析：事实细节题。由题干中的the last paragraph和be influenced定位到文章最后一段第一、二句。第一句指出，购买汽车保险可以有多种选择。第二句接着指出，每种选择都各有利弊，影响因素有individual taste and previous buying experience。D)中的your own是对原文中的individual的同义转述。由此确定D)为本题的答案。
5.Which of the following might be the best title of the passage?(C)
A. Medical Bills Covered in Car Insurance
B. Importance of Buying Car Insurance
C. Advice on Buying Car Insurance
D. Advantages of Car Insurance
解析：主旨大意题。本文围绕如何购买汽车保险展开论述，介绍了购买汽车保险的理想步骤：调查、决定及购买。因此C)“购买汽车保险的建议”适合作为本文的标题。
If you own a car, you are probably considering buying some kind of car insurance(保险). However, when you are actually purchasing car insurance, it can be difficult for you to decide w
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