笔译三级综合能力（单项选择）模拟试卷8
填空完型
Insurance is the sharing of________【C21】. Nearly everyone is exposed ________【C22】risk of some sort. The house owner, for example, knows that his ________【C23】can be damaged by fire; the ship
owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by ________【C24】and ________【C25】his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these persons each put a ________ 【C26】sum of money into a pool, there will be enough to ________【C27】the needs of the few who do suffer ________【C28】. In other words, the losses of the few are met from the contributions of the ________【C29】. This is the basis of ________【C30】. Those who pay the contributions are known as ________ 【C31】and those who administer the pool of the contributions as insurer.
The ________【C32】for an insurance naturally depends on how the risk is to happen as suggested ________【C33】past experience. If the companies fix their premiums too ________【C34】, there will be more competition in their branch of insurance and they may lose ________【C35】. On the other hand, if they make the premiums too low, they will not have ________【C36】 and may even have to drop out ________ 【C37】business. So the ordinary forces of supply and ________【C38】keep premiums at a prop-er ________【C39】to both insurers and those who ________【C40】insurance.
1.【C1】(B)
A. charities
B. risks
C. ventures
D. perils
解析：本句是解释保险的定义，后三个选项都有“危险、风险”之义，risk指有可能发生的危险，泛指一般的“风险”。venture指风险项目。风险投资：冒险事业。peril指严重危险，特别是会造成伤害、死亡的危险。保险应该是分担各种各样的风险，故选B。
2.【C2】(A)
A. to
B. at
C. through
D. for
解析：空格位于exposed后，四个选项中只有A可以与之搭配，be exposed to…意为“暴露在……，接触……”，符合语境。
3.【C3】(C)
A. book
B. villa
C. property
D. equipment
解析：空格所在句的主语是house owner“屋主”，结合下文的damaged by fire“被火损毁”可知，空格处应填入屋主的财物，property“财产”符合语境，故选C。book“书”、villa“别墅”和equipment“设备”均太过具体，不是每个屋主都拥有。
4.【C4】(D)
A. emergence
B. illness
C. murder
D. accident
解析：根据本句中的can be、may be可知，本句是在指出入在生活中可能遇到的风险，by accident是个固定的表达，意为“偶然，意外地”，最符合语境，填入后句意为“挣钱的人知道他也许会意外身亡”。
5.【C5】(B)
A. want
B. leave
C. sink
D. render
解析：空格后的his指代the breadwinner’s，结合前文的关键词die可知此处句意应该是，breadwinner死去，使得他的家人处于贫困中，leave能表达“使……处于某种状态”的意思，最符合语境。注意render在表达“使……处于某种状态”的意思时，经常是用“render sb．／sth．+形容词”的结构，如His rudeness rendered me speechless．“他的粗暴无礼让我无言以对。”
6.【C6】(A)
A. small
B. big
C. handy
D. thrifty
解析：空格前一句提到，并不是每个房屋或轮船都会遭遇不幸，由此可知，屋主和船主这些人只要每人都投入一小笔钱来保险就好，a small sum of money“一小笔钱”符合语境，故选A。
7.【C7】(C)
A. get
B. give
C. meet
D. notice
解析：meet经常和need搭配，meet the needs of…意为“满足……的需求”，故选C。
8.【C8】(D)
A. debt
B. incredibility
C. operation
D. losses
解析：空格所在句是who引导的定语从句，修饰the few“少数人”。结合上文提到的damaged by fire、be lost at sea可知这些人是遭受损失的人，suffer losses“遭受损失”符合语境，选D。
9.【C9】(B)
A. much
B. many
C. more
D. most
解析：根据空格前的the losses of the few“少数人的损失”可推测，空格处应填入和the few对应的词，the many表示“许多人”，填入后句意是，保险就是用大多数人的贡献弥补少数人的损失，句意通顺，故选B。
10.【C10】(D)
A. business
B. cash
C. economy
D. insurance
解析：前文都是在解释保险，即大部分人给少数人的损失提供保障，故此处应选D。
11.【C11】(B)
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